Best Credit Cards Malaysia 2026
Compare cashback, rewards, travel, and Islamic credit cards from Malaysian banks. Rates, fees, and eligibility shown upfront.
Maybank
Maybank 2 Gold Cards
Free
Free
RM 2,500/mo
- +Up to 5% cashback on weekend dining and online spend
- +Permanently free -- no annual fee ever
- +Two cards in one (Visa + Amex) for wider merchant coverage
CIMB Bank
CIMB Cash Rebate Platinum Credit Card
Free
Free
RM 2,000/mo
- +Up to 5% cashback on selected categories
- +Free annual fee for life -- no conditions
- +Lowest minimum income at RM2,000/month
RHB Bank
RHB Shell Visa Credit Card
Free
Free*
RM 2,000/mo
- +Up to 12% cashback on Shell petrol -- highest petrol rebate available
- +Free annual fee with conditions
- +Low minimum income of RM2,000/month
UOB Malaysia
UOB ONE Card
Free
Free*
RM 3,000/mo
- +Up to 10% cashback across dining, online, and groceries
- +Free annual fee with conditions
- +Competitive cashback rates even at lower spend tiers
Maybank
Maybank Islamic Ikhwan Mastercard Gold Card-i
Free
Free
RM 2,000/mo
- +Up to 5% cashback on selected categories
- +Free annual fee -- permanently waived
- +Shariah-compliant (Islamic banking) structure
AmBank
AmBank Cash Rebate Visa Platinum Card
Free
Free
RM 2,000/mo
- +Up to 10% cashback on selected categories
- +Free annual fee for life
- +Low minimum income of RM2,000/month
Hong Leong Bank
Hong Leong Wise Credit Card
RM 98
RM 2,000/mo
- +Up to 15% cashback -- highest headline rate in the market
- +Low minimum income of RM2,000/month
- +Good for spenders who can concentrate spend in bonus categories
HSBC Malaysia
HSBC Amanah MPower Platinum Credit Card-i
Free
Free*
RM 8,500/mo
- +Up to 8% cashback on selected categories
- +Free annual fee with conditions
- +Shariah-compliant (Islamic banking) structure
Affin Bank
AFFIN DUO Visa Cash Back
Free
Free*
RM 2,000/mo
- +Up to 3% cashback on selected categories
- +Low minimum income of RM2,000/month
- +Free annual fee with conditions
Public Bank
Public Bank Quantum Visa
Free
Free
RM 3,000/mo
- +Permanently free annual fee
- +Backed by Public Bank -- Malaysia's largest bank by market cap
- +Simple cashback on everyday spending
Standard Chartered Malaysia
Standard Chartered Priority Banking Visa Infinite
Free
Free*
AmBank
AmBank SIGNATURE Priority Banking Visa Infinite Credit Card
Free
Free
Alliance Bank
Alliance Bank Visa Virtual Credit Card
Free
Free
RM 2,000/mo
ICBC
ICBC UnionPay Dual Currency Platinum
Free
Free*
RM 8,333/mo
Maybank
Maybank Islamic Ikhwan American Express Platinum Card-i
Free
Free
RM 3,333/mo
HSBC Malaysia
HSBC Live+ Credit Card
Free
Free*
RM 8,500/mo
UOB Malaysia
UOB Visa Infinite Card
Free
Free*
RM 10,000/mo
Hong Leong Bank
Hong Leong Infinite Credit Card
Free
Free
RM 8,333/mo
OCBC Bank
OCBC Great Eastern Platinum MasterCard
Free
Free
RM 4,000/mo
Bank Rakyat
Bank Rakyat Muslimah Credit Card-i
Free
Free
RM 2,000/mo
HSBC Malaysia
HSBC Visa Signature Credit Card
Free
Free*
RM 8,500/mo
Alliance Bank
Alliance Bank Visa Signature
Free
Free*
RM 4,000/mo
Maybank
Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i
Free
Free
RM 2,000/mo
Alliance Bank
Alliance Bank Visa Infinite
Free
Free*
RM 5,000/mo
Maybank
Maybank Islamic Ikhwan MasterCard Platinum Card-i
Free
Free
RM 3,333/mo
HSBC Malaysia
HSBC TravelOne Credit Card
Free
Free*
RM 8,500/mo
RHB Bank
RHB Rewards MasterCard Credit Card
Free
Free*
RM 2,000/mo
Maybank
Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
Free
Free
RM 5,000/mo
RHB Bank
RHB World MasterCard Credit Card
Free
Free
RM 6,666/mo
ICBC
ICBC UnionPay Dual Currency Gold
Free
Free*
RM 4,000/mo
ICBC
ICBC UnionPay Dual Currency Classic
Free
Free*
RM 2,000/mo
OCBC Bank
OCBC Titanium MasterCard Pink
Free
Free*
RM 4,000/mo
Standard Chartered Malaysia
Standard Chartered Simply Cash Credit Card
Free
Free*
RM 8,000/mo
RHB Bank
RHB Islamic Cash Back Credit Card-i
Free
Free*
RM 2,000/mo
Maybank
Maybank Islamic Petronas Ikhwan Visa Gold Card-i
Free
Free
RM 2,500/mo
Maybank
Maybank myimpact Visa Signature Credit Card
Free
Free
RM 3,000/mo
AmBank
AmBank Islamic Visa Platinum Card
Free
Free
RM 2,000/mo
Maybank
Maybank Grab Mastercard Platinum
Free
Free
RM 2,000/mo
UOB Malaysia
UOB Platinum Business Card
Free
Free*
RM 3,000/mo
Public Bank
Public Bank Petron Visa Gold
Free
Free
RM 2,000/mo
Affin Bank
AFFIN Platinum Mastercard-i
Free
Free
RM 2,500/mo
AmBank
AmBank Islamic Visa Platinum CARz Card
Free
Free
RM 2,000/mo
Alliance Bank
Alliance Bank Visa Basic
Free
Free
RM 2,000/mo
RHB Bank
RHB Cash Back MasterCard Credit Card
Free
Free*
RM 2,000/mo
AEON Bank
AEON Member Plus (AMP) Visa Platinum Credit Card
Free
Free*
RM 5,000/mo
Standard Chartered Malaysia
Standard Chartered Journey Credit Card
Free
Free*
RM 8,000/mo
AmBank
Bank Islam Visa Infinite Credit Card-i
Free
Free*
RM 8,333/mo
CIMB Bank
CIMB Travel World Credit Card
Free
Free*
RM 8,333/mo
Maybank
Maybank American Express Cash Back Gold
Free
Free*
RM 2,500/mo
Public Bank
Public Islamic Bank Platinum MasterCard Credit Card-i
Free
Free*
RM 3,333/mo
Hong Leong Bank
Hong Leong I'm Credit Card
Free
Free
RM 2,000/mo
Affin Bank
AFFIN Visa Business Platinum
Free
Free*
RM 10,000/mo
Maybank
Maybank FC Barcelona Visa Signature
Free
Free
RM 4,000/mo
Public Bank
Public Bank World MasterCard Credit Card
Free
Free
RM 8,333/mo
Maybank
Maybank Islamic World Elite Mastercard Ikhwan
Free
Free*
RM 15,833/mo
Maybank
Maybank Manchester United Visa Infinite
Free
Free*
RM 8,333/mo
AEON Bank
AEON Member Plus (AMP) Visa Gold Credit Card
Free
Free*
RM 3,000/mo
AEON Bank
AEON Member Plus (AMP) Mastercard Platinum Credit Card
Free
Free*
RM 5,000/mo
Public Bank
Public Islamic Bank Visa Platinum Credit Card-i
Free
Free*
RM 3,333/mo
AEON Bank
AEON Member Plus (AMP) Mastercard Gold Credit Card
Free
Free*
RM 3,000/mo
CIMB Bank
CIMB PETRONAS Visa Infinite-i Credit Card
Free
Free
RM 10,000/mo
CIMB Bank
CIMB Travel World Elite Credit Card
Free
Free*
RM 20,833/mo
CIMB Bank
CIMB Travel Platinum Credit Card
Free
Free
RM 2,000/mo
Affin Bank
AFFIN Visa Business Platinum-i
Free
Free*
RM 10,000/mo
Public Bank
Public Islamic Bank Gold MasterCard Credit Card-i
Free
Free*
RM 2,000/mo
Standard Chartered Malaysia
Standard Chartered Visa Platinum
Free
Free*
RM 8,000/mo
BSN (Bank Simpanan Nasional)
BSN Al-Aiman Platinum Credit Card
Free
Free
RM 4,000/mo
BSN (Bank Simpanan Nasional)
BSN Al-Aiman Gold Credit Card
Free
Free
RM 3,000/mo
Public Bank
Public Islamic Bank Visa Gold Credit Card-i
Free
Free*
RM 2,000/mo
HSBC Malaysia
HSBC Platinum Credit Card
Free
Free*
RM 8,500/mo
AEON Bank
AEON Biker Infinite Visa Card
Free
Free*
RM 7,500/mo
CIMB Bank
CIMB PETRONAS Visa Platinum-i Credit Card
Free
Free
RM 2,000/mo
Public Bank
Public Bank Quantum MasterCard
Free
Free
RM 3,000/mo
Public Bank
Public Bank Gold MasterCard
Free
Free*
RM 2,000/mo
Public Bank
Public Bank Platinum MasterCard
Free
Free*
RM 4,166/mo
Hong Leong Bank
GSC - Hong Leong Platinum Visa
RM 300
RM 5,000/mo
AmBank
Bank Islam Visa Platinum Credit Card-i
Free
Free*
RM 3,000/mo
Hong Leong Bank
GSC - Hong Leong Gold Visa
RM 150
RM 2,000/mo
BSN (Bank Simpanan Nasional)
BSN-Teachers Gold Credit Card
Free
Free
RM 2,000/mo
UOB Malaysia
UOB PRVI Miles Elite Card
Free
Free*
RM 8,333/mo
Maybank
Maybank Manchester United Visa Card
Free
Free
RM 2,500/mo
Hong Leong Bank
Hong Leong Sutera Platinum Credit Card
RM 120
RM 3,000/mo
AmBank
Bank Islam Visa Gold Credit Card-i
Free
Free*
RM 2,000/mo
AmBank
Bank Islam Mastercard World Credit Card-i
Free
Free*
RM 8,333/mo
AmBank
Singapore Airlines KrisFlyer American Express Gold
Free
Free*
RM 3,000/mo
BSN (Bank Simpanan Nasional)
BSN Gold Credit Card
Free
Free
RM 3,000/mo
Maybank
Maybank World Elite MasterCard
Free
Free*
RM 15,833/mo
Hong Leong Bank
Hong Leong Essential Credit Card
RM 100
RM 2,000/mo
AmBank
Singapore Airlines KrisFlyer American Express Platinum
Free
Free*
RM 5,000/mo
Affin Bank
AFFIN BHPetrol MasterCard
Free
Free*
RM 2,000/mo
BSN (Bank Simpanan Nasional)
BSN Platinum Credit Card
Free
Free
RM 4,000/mo
BSN (Bank Simpanan Nasional)
BSN-AIAFAM Visa Platinum Credit Card
Free
Free
RM 2,666/mo
BSN (Bank Simpanan Nasional)
BSN Visa Cash Back Credit Card
Free
Free
RM 4,000/mo
AmBank
Bank Islam Mastercard Platinum Credit Card-i
Free
Free*
RM 3,000/mo
AmBank
Bank Islam Mastercard Gold Credit Card-i
Free
Free*
RM 2,000/mo
UOB Malaysia
UOB Lady's Solitaire Card
Free
Free*
RM 10,000/mo
Maybank
Maybank Islamic Ikhwan Visa Infinite Card-i
Free
Free*
RM 8,333/mo
RHB Bank
RHB Islamic Rewards Visa Credit Card-i
Free
Free*
RM 2,000/mo
BSN (Bank Simpanan Nasional)
BSN Al-Aiman Classic Credit Card
Free
Free
RM 2,000/mo
Maybank
Maybank American Express Platinum
Free
Free*
RM 5,000/mo
BSN (Bank Simpanan Nasional)
BSN Classic Credit Card
Free
Free
RM 2,000/mo
Affin Bank
AFFIN DUO Mastercard Rewards
Free
Free*
RM 2,000/mo
BSN (Bank Simpanan Nasional)
BSN-Teachers Al-Aiman Gold Credit Card
Free
Free
RM 2,000/mo
AEON Bank
AEON Member Plus (AMP) Visa Classic Credit Card
Free
Free*
RM 2,000/mo
Standard Chartered Malaysia
Standard Chartered Platinum MasterCard Basic
Free
Free
RM 8,000/mo
BSN (Bank Simpanan Nasional)
BSN-UUM Al-Aiman Mastercard Credit Card
Free
Free
RM 2,000/mo
AEON Bank
AEON Member Plus (AMP) Mastercard Classic Credit Card
Free
Free*
RM 2,000/mo
RHB Bank
RHB World MasterCard Credit Card-i
Free
Free
RM 6,666/mo
BSN (Bank Simpanan Nasional)
BSN G-Card Al-Aiman Visa Credit Card
Free
Free
RM 2,000/mo
AmBank
AmBank Islamic Visa Infinite Card
Free
Free
RM 10,000/mo
AmBank
AmBank Islamic Visa Signature Card
Free
Free
RM 6,666/mo
OCBC Bank
OCBC Titanium MasterCard Blue
Free
Free*
RM 4,000/mo
BSN (Bank Simpanan Nasional)
BSN G-Card Visa Credit Card
Free
Free
RM 2,000/mo
AmBank
AmBank UnionPay Platinum Credit Card
Free
Free*
RM 5,000/mo
Affin Bank
AFFIN INVIKTA World Mastercard
Free
Free*
RM 10,000/mo
Hong Leong Bank
Hong Leong Visa Infinite Doctor's Edition
Free
Free
RM 4,000/mo
AEON Bank
AEON The Japan Club of Kuala Lumpur Visa
Free
Free
RM 4,000/mo
Affin Bank
AFFIN INVIKTA Visa Infinite
Free
Free*
RM 10,000/mo
Bank Rakyat
Bank Rakyat Gold Credit Card-i
Free
Free
RM 3,000/mo
Bank Rakyat
Bank Rakyat Platinum Explorer Credit Card-i
Free
Free
RM 5,000/mo
Bank Rakyat
Bank Rakyat Platinum Credit Card-i
Free
Free*
RM 5,000/mo
RHB Bank
RHB Cash Back Visa Credit Card
Free
Free*
RM 2,000/mo
Alliance Bank
Alliance Bank Visa Platinum
Free
Free*
RM 2,000/mo
Alliance Bank
Alliance Bank Visa Infinite Business Credit Card
Free
Free
HSBC Malaysia
HSBC Amanah Premier World Mastercard Credit Card-i
Free
Free