Board fixed deposit rates by bank, each from the bank's own page, then the industry average by tenure and how it has moved over time. Average: most recent month June 2026.
Standard (board) rates, % p.a., as printed on each bank's own rate page. Sorted by 12-month rate.
| Bank (product) | 12 mo | 6 mo | 3 mo | 1 mo |
|---|---|---|---|---|
| BSNTerm DepositChecked 17 Oct 2026 | 2.15% | 2.05% | 2.00% | 1.85% |
| CIMB BankFixed DepositChecked 17 Oct 2026 | 1.90% | 1.85% | 1.75% | 1.75% |
| AmBankConventional Fixed DepositChecked 17 Oct 2026 | 1.80% | 1.75% | 1.65% | 1.65% |
| Hong Leong BankHong Leong Fixed DepositChecked 17 Oct 2026 | 1.80% | 1.75% | 1.65% | 1.65% |
| Public BankPLUS Fixed DepositChecked 17 Oct 2026 | 1.80% | 1.75% | 1.65% | 1.65% |
| RHB BankOrdinary Fixed DepositChecked 17 Oct 2026 | 1.80% | 1.75% | 1.65% | 1.65% |
Maybank: see Maybank's own fixed deposit rate page.
Campaign rates are higher, time-limited and come with conditions, so they are not in this table. See how campaign rates work →
See the best fixed deposits in Malaysia →
Historical figures are industry averages across commercial banks. Individual banks may offer promotional rates above the average — worth checking directly before you place a deposit.
Official source, coverage and how this is calculated: see our data methodology →
Source: Bank Negara Malaysia. Data and information are subject to Terms of Use for BNM Datasets.
Average rates commercial banks quoted for fixed deposits in June 2026
Covers commercial banks only; Islamic banks are not in this series. A promotional rate at your own bank can be higher.
Commercial bank fixed deposit rates — % per annum (Source: Bank Negara Malaysia, via data.gov.my)
BNM published rates. Lower base rate = cheaper variable-rate loans.
| Bank | Base Rate (BR) | Base Lending Rate (BLR) | Eff. Lending Rate |
|---|---|---|---|
| Affin Bank | 2.70% | 5.56% | 3.30% |
| Affin Islamic Bank Berhad | 2.70% | — | 3.30% |
| Agrobank | 2.35% | — | 0.00% |
| Al Rajhi Banking & Investment Corporation (Malaysia) Berhad | 2.85% | — | 4.20% |
| Alliance Bank | 2.57% | 5.42% | 3.11% |
| Alliance Islamic Bank Berhad | 2.57% | — | 3.11% |
| AmBank | 2.60% | 5.45% | 3.25% |
| AmBank Islamic Berhad | 2.60% | — | 3.25% |
| Bangkok Bank Berhad | 3.22% | 5.87% | 4.42% |
| Bank Islam Malaysia Berhad | 2.52% | — | 3.25% |
| Bank Kerjasama Rakyat Malaysia Berhad | 2.60% | — | 3.40% |
| Bank Muamalat Malaysia Berhad | 2.56% | — | 3.56% |
| Bank of China (Malaysia) Berhad | 2.55% | 5.35% | 3.55% |
| Bank Simpanan Nasional | 2.60% | — | 3.10% |
| CIMB Bank Berhad | 2.75% | 5.60% | 3.50% |
| CIMB Islamic Bank Berhad | 2.75% | — | 3.50% |
| Citibank Berhad | 2.40% | 5.55% | 3.20% |
| Hong Leong Bank Malaysia Berhad | 2.63% | 5.64% | 3.50% |
| Hong Leong Islamic Bank Berhad | 2.63% | — | 3.35% |
| HSBC Amanah Malaysia Berhad | 2.39% | — | 3.50% |
| HSBC Bank Malaysia Berhad | 2.39% | 5.49% | 3.50% |
| Industrial and Commercial Bank of China (Malaysia) Berhad | 2.52% | 5.45% | 3.47% |
| Kuwait Finance House (Malaysia) Berhad | 2.25% | — | 3.30% |
| Malayan Banking Berhad | 1.75% | 5.40% | 3.25% |
| Maybank Islamic Berhad | 1.75% | — | 3.25% |
| MBSB Bank Berhad | 2.65% | — | 3.20% |
| OCBC Al-Amin Bank Berhad | 2.58% | — | 3.45% |
| OCBC Bank (Malaysia) Berhad | 2.58% | 5.51% | 3.45% |
| Public Bank Berhad | 2.27% | 5.47% | 3.10% |
| Public Islamic Bank Berhad | 2.27% | — | 3.10% |
| RHB Bank Berhad | 2.50% | 5.45% | 3.50% |
| RHB Islamic Bank Berhad | 2.50% | — | 3.50% |
| Standard Chartered Bank Malaysia Berhad | 2.27% | 5.45% | 3.50% |
| Standard Chartered Saadiq Berhad | 2.27% | — | 3.50% |
| United Overseas Bank (Malaysia) Bhd. | 2.61% | 5.57% | 3.36% |
Individual banks often offer promotional FD rates above the industry average — especially for online placements.
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