OCBC Bank
OCBC 365 MasterCard
Products · Credit Cards · OCBC 365 MasterCard
Best for
Everyday spenders who want category cashback across dining, petrol, groceries, and online shopping 365 days a year
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- Category cashback on dining, petrol, groceries, and online purchases
- Annual fee free with minimum spend condition
- No weekday/weekend restriction — earn every day
Cons
- Cashback capped per month — high spenders hit ceiling
- Multiple categories to track for optimal earn
- Not a travel or miles card
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does OCBC 365 MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from OCBC Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.