Public Bank
Public Bank AIA Visa Gold
Products ยท Credit Cards ยท Public Bank AIA Visa Gold
Best for
AIA insurance policyholders who bank with Public Bank and want a co-branded card with basic cashback
Annual Fee
Free
Min. Income
RMย 2,000/mo
Pros
- Annual fee free
- AIA co-brand โ potential insurance loyalty perks
- Low RM2,000/month income threshold
Cons
- Up to 0.2% cashback โ not meaningful for everyday spend
- Best value only if you hold AIA insurance products
- Not a standalone strong cashback card
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RMย 2,000/month |
| Apply Online | Yes |
How does Public Bank AIA Visa Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Public Bank, verified 11 Apr 2026. Product details and rates are subject to change โ always confirm directly with the bank before applying.