Products ยท Credit Cards ยท Maybank American Express Cash Back Gold

Maybank
Maybank American Express Cash Back Gold
2.5
Best for
Existing Maybank Amex users who spend regularly at Amex-accepting merchants and want a simple flat cashback
Annual Fee
Free
Min. Income
RMย 2,500/mo
Pros
- Annual fee waived (conditional)
- American Express perks at accepting merchants
- RM2,500/month income โ accessible for an Amex card
Cons
- Only up to 1.5% cashback โ lowest cashback rate in Maybank's lineup
- Amex acceptance gaps at petrol stations, wet markets, and smaller F&B outlets in Malaysia
- Annual fee waiver is conditional โ confirm requirements before applying
- Better cashback rates available elsewhere at this income tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 2,500/month |
| Apply Online | Yes |
How does Maybank American Express Cash Back Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026