Maybank
Maybank American Express Cash Back Gold
Products · Credit Cards · Maybank American Express Cash Back Gold
Best for
Existing Maybank Amex users who spend regularly at Amex-accepting merchants and want a simple flat cashback
Annual Fee
Free
Min. Income
RM 2,500/mo
Pros
- Annual fee waived (conditional)
- American Express perks at accepting merchants
- RM2,500/month income — accessible for an Amex card
Cons
- Only up to 1.5% cashback — lowest cashback rate in Maybank's lineup
- Amex acceptance gaps at petrol stations, wet markets, and smaller F&B outlets in Malaysia
- Annual fee waiver is conditional — confirm requirements before applying
- Better cashback rates available elsewhere at this income tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,500/month |
| Apply Online | Yes |
How does Maybank American Express Cash Back Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Maybank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.