CIMB Bank
CIMB World MasterCard
Products · Credit Cards · CIMB World MasterCard
Best for
Mid-to-high income professionals who prefer Mastercard and want World-tier lounge access and travel insurance at a free annual fee
Annual Fee
Free
Min. Income
RM 7,500/mo
Pros
- Mastercard World tier — lounge access via Lounge Key, travel insurance, and Mastercard World benefits
- Annual fee permanently free — zero holding cost
- RM7,500/month income — more accessible than World Elite's RM20,833 threshold
Cons
- No cashback on any spend category
- RM7,500/month income requirement still rules out the majority of Malaysian earners
- Lounge access and travel coverage depth sits below the World Elite tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 7,500/month |
| Apply Online | Yes |
How does CIMB World MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from CIMB Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.