Products · Credit Cards · CIMB World MasterCard
CIMB Bank
CIMB World MasterCard
3.0
Best for
Mid-to-high income professionals who prefer Mastercard and want World-tier lounge access and travel insurance at a free annual fee
Annual Fee
Free
Min. Income
RM 7,500/mo
Pros
- Mastercard World tier — lounge access via Lounge Key, travel insurance, and Mastercard World benefits
- Annual fee permanently free — zero holding cost
- RM7,500/month income — more accessible than World Elite's RM20,833 threshold
Cons
- No cashback on any spend category
- RM7,500/month income requirement still rules out the majority of Malaysian earners
- Lounge access and travel coverage depth sits below the World Elite tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 7,500/month |
| Apply Online | Yes |
How does CIMB World MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026