Products · Credit Cards · OCBC World MasterCard
Best for
High-income earners (RM8,333/month+) wanting a premium World-tier card with rewards and travel privileges
Annual Fee
RM 388
Min. Income
RM 8,333/mo
Pros
- World MasterCard tier — higher credit limit and global acceptance
- Up to 1% cashback with privileges
- Travel and lifestyle benefits befitting premium tier
Cons
- RM8,333/month income requirement restricts eligibility
- 1% cashback is modest for a premium card
- RM388 annual fee: first year free if you apply by 31 Dec 2026, then waived with RM40,000 retail spend a year
Full specifications
| Annual Fee | RM 388 |
| Fee Waiver | First year free (offer valid to 31 Dec 2026); then waived with RM40,000 retail spend a year |
| Min Income | RM 8,333/month |
| Apply Online | Yes |
How does OCBC World MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from OCBC Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.