Products ยท Credit Cards ยท RHB Shell Visa Credit Card

RHB Bank
RHB Shell Visa Credit Card
Editor's Pick4.2
Best for
Maximising petrol savings at Shell stations
Annual Fee
Free
Min. Income
RMย 2,000/mo
Pros
- Up to 12% cashback at Shell petrol stations โ highest petrol cashback rate in Malaysia for Shell users
- 5% cashback on groceries, utilities, overseas spend, and e-wallet top-ups โ strong everyday earn rate
- Annual fee waived with just 24 swipes/year (2 per month โ easy to achieve)
- RM2,000/month income threshold โ accessible to most working adults
Cons
- 12% Shell cashback only applies at Shell stations โ no benefit if you use Petronas, BHPetrol, or Petron
- Annual fee waiver requires meeting the 24-swipe condition โ charged if not met
- Cashback caps apply โ verify monthly ceiling for each category
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 2,000/month |
| Apply Online | Yes |
How does RHB Shell Visa Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026