Products · Credit Cards · RHB Shell Visa Credit Card
Best for
Maximising petrol savings at Shell stations
Annual Fee
RM 195
Min. Income
RM 2,000/mo
Check the earn rate with RHB Bank. RHB Bank's own page disagrees with our data on this card's cashback categories and caps, and we have not corrected it yet. Any cashback or points figure on this page may be out of date, so this card is listed but not ranked in our best-of lists until it is fixed.
Pros
- Up to 12% cashback at Shell petrol stations — highest petrol cashback rate in Malaysia for Shell users
- 5% cashback on groceries, utilities, overseas spend, and e-wallet top-ups — strong everyday earn rate
- RM195 annual fee: first year free, then waived with at least 24 swipes a year
- RM2,000/month income threshold — accessible to most working adults
Cons
- 12% Shell cashback only applies at Shell stations — no benefit if you use Petronas, BHPetrol, or Petron
- Annual fee waiver requires meeting the 24-swipe condition — charged if not met
- Cashback caps apply — verify monthly ceiling for each category
Full specifications
| Annual Fee | RM 195 |
| Fee Waiver | First year free; then waived with at least 24 swipes a year |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does RHB Shell Visa Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Source: RHB Bank's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.