Public Bank
Public Bank Gold MasterCard
Products · Credit Cards · Public Bank Gold MasterCard
Best for
Basic Public Bank cardholders who want a simple Gold MasterCard for transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free with minimum spend
- RM2,000/month income — accessible
- MasterCard Gold acceptance
Cons
- Up to 0.1% cashback — effectively zero
- No meaningful benefits beyond basic access
- Better options available at every income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Public Bank Gold MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Public Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.