Products · Credit Cards · Public Bank Gold MasterCard
Public Bank
Public Bank Gold MasterCard
3.0
Best for
Basic Public Bank cardholders who want a simple Gold MasterCard for transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free with minimum spend
- RM2,000/month income — accessible
- MasterCard Gold acceptance
Cons
- Up to 0.1% cashback — effectively zero
- No meaningful benefits beyond basic access
- Better options available at every income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Public Bank Gold MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026