Products · Credit Cards · ICBC Visa Classic
IC
ICBC
ICBC Visa Classic
2.8
Best for
Entry-level earners (RM2,000+/month) who want an ICBC Visa Classic for basic transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free with spend waiver
- Visa network — globally accepted
- RM2,000/month income — accessible entry level
Cons
- No cashback
- Basic Classic tier — minimal benefits
- ICBC has lower brand recognition in Malaysia vs established local banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does ICBC Visa Classic compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026