Products · Credit Cards · ICBC Visa Classic
IC
Best for
Entry-level earners (RM2,000+/month) who want an ICBC Visa Classic for basic transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free with spend waiver
- Visa network — globally accepted
- RM2,000/month income — accessible entry level
Cons
- No cashback
- Basic Classic tier — minimal benefits
- ICBC has lower brand recognition in Malaysia vs established local banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does ICBC Visa Classic compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from ICBC, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.