RHB Bank
RHB Cash Back MasterCard Credit Card
Products · Credit Cards · RHB Cash Back MasterCard Credit Card
Best for
Entry-level earners who want one of Malaysia's highest cashback rates at the lowest qualifying income
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Up to 10% cashback on petrol, groceries, and dining — among the highest rates at this income tier
- RM2,000/month income threshold — accessible to fresh graduates and junior earners
- Annual fee conditionally waived — potentially zero cost
- Mastercard network — widely accepted at petrol stations and supermarkets nationwide
Cons
- Annual fee waiver is conditional — confirm minimum swipe or spend requirement before applying
- 10% cashback likely capped — verify monthly cashback ceiling
- No travel perks or lounge access at this tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does RHB Cash Back MasterCard Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from RHB Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.