Products · Credit Cards · RHB Cash Back MasterCard Credit Card
Best for
Entry-level earners who want one of Malaysia's highest cashback rates at the lowest qualifying income
Annual Fee
RM 70
Min. Income
RM 2,000/mo
Pros
- Up to 10% cashback on petrol, groceries, and dining — among the highest rates at this income tier
- RM2,000/month income threshold — accessible to fresh graduates and junior earners
- RM70 annual fee: first year free, then waived with RM10,000 spend a year
- Mastercard network — widely accepted at petrol stations and supermarkets nationwide
Cons
- 10% cashback likely capped — verify monthly cashback ceiling
- No travel perks or lounge access at this tier
Full specifications
| Annual Fee | RM 70 |
| Fee Waiver | First year free; then waived with RM10,000 spend a year |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does RHB Cash Back MasterCard Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from RHB Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.