Products · Credit Cards · RHB Cash Back MasterCard Credit Card
RHB Bank
RHB Cash Back MasterCard Credit Card
Editor's Pick3.0
Best for
Entry-level earners who want one of Malaysia's highest cashback rates at the lowest qualifying income
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Up to 10% cashback on petrol, groceries, and dining — among the highest rates at this income tier
- RM2,000/month income threshold — accessible to fresh graduates and junior earners
- Annual fee conditionally waived — potentially zero cost
- Mastercard network — widely accepted at petrol stations and supermarkets nationwide
Cons
- Annual fee waiver is conditional — confirm minimum swipe or spend requirement before applying
- 10% cashback likely capped — verify monthly cashback ceiling
- No travel perks or lounge access at this tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does RHB Cash Back MasterCard Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026