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Analysis

What Malaysian financial news actually means for your money. Three analytical lenses on the decisions that matter — savings, loans, EPF, and the economic shifts that affect your financial life.

money.com.my Analysis is an AI-assisted editorial format, reviewed for accuracy before publication.

Malaysia's Property Affordability Crisis: Why 6x Income Is Now the Floor

Malaysia's median house price is 6–8x annual household income. We break down why it got here, who is actually buying, and what the math says you should do.

GrowthRiskAction
PropertyHousing13 Apr

Ziet Invests

RM29 Billion on 11% Margins: How 99 Speedmart Built Malaysia's Most Efficient Retail Machine

RM1B monthly revenue on 11% margins. How Lee Thiam Wah built 99 Speedmart into a 3,000-store empire — and its biggest threat.

GrowthRiskAction
InvestingRetail12 Apr

Do More - Today

Tech Is Underperforming, Commodities Are Up: The Capital Rotation Thesis Malaysian Investors Are Missing

US tech is the worst-performing sector in 6 months while commodities surge. What this capital rotation means for Malaysian investors.

GrowthRiskAction
InvestingKLSE12 Apr

Do More - Today

Eight Acquisitions in 12 Months: What Catcha Digital's Roll-Up Tells Bursa Investors

Catcha Digital bought 8 companies in 12 months. What this Bursa-listed roll-up means for investors and Malaysian founders.

GrowthRiskAction
InvestingKLSE12 Apr

Mr Money TV

From 'Nobody Would Play Golf With Me' to 150K Users: How Deemples Built Asia's Golf Matching Platform

David Wong quit media to solve a personal problem — finding golf buddies. Nine years later, Deemples has 150K users in SEA.

GrowthRiskAction
StartupsTechnology12 Apr

ASB Returns Have Fallen for 5 Straight Years — Should You Still Invest?

Amanah Saham Bumiputera dividends dropped from 8% to under 5%. Why returns are declining, what PNB is doing, and how ASB compares to alternatives now.

GrowthRiskAction
ASBASNB12 Apr

Mr Money TV

Malaysian CEOs Earn 148x More Than Workers. The Gap Is Double Singapore's.

Malaysia's CEO-to-worker pay ratio is 148:1 — double Singapore's. With 84% household debt and BNPL surging, the roots run deep.

GrowthRiskAction
Personal FinanceInvesting12 Apr

Financial Faiz

Shopee, Google, Apple: How Three Digital Monopolies Shape What Malaysians Pay

MyCC's CEO on how e-commerce, app stores, and digital ads are controlled by a few players — and what it means for Malaysians.

GrowthRiskAction
InvestingKLSE12 Apr

Financial Faiz

Malaysia's Gig Economy Is Growing Fast — But Who Protects the Workers?

From palm oil harvesters to e-hailing drivers, Malaysia's gig workforce is expanding. We break down worker rights, SOCSO coverage, and what's still missing.

GrowthRiskAction
Personal FinanceBudgeting12 Apr

Malaysia's Household Debt at 82% of GDP — What the Numbers Actually Mean

Malaysia has one of Asia's highest household debt ratios. Breaking down who owes what, why it matters for your finances, and what BNM is doing about it.

GrowthRiskAction
Household DebtBNM12 Apr

Ziet Invests

Petronas vs Sarawak: The RM2 Trillion Oil Fight That Could Reshape Malaysia's Energy Future

Sarawak fined Petronas RM120M and demands 20% royalties. How the PDA 1974 vs Petros dispute threatens Malaysia's fiscal backbone.

GrowthRiskAction
PetronasSarawak12 Apr

Ziet Invests

You're Paying RM400/Month in Tolls. Here's Why They Won't Be Abolished.

Malaysia's highway concession model spans 33 separate agreements. The buy-out cost exceeds RM400 billion — more than a full year's federal budget. Here's how the system actually works.

GrowthRiskAction
InvestingSavings12 Apr

Ziet Invests

Perodua Has 44% of Malaysia's Car Market. The eMO Launch Signals the Risk Ahead.

360,000 cars sold, 43.9% market share — but near-zero eMO registrations signal whether Perodua survives the EV transition.

GrowthRiskAction
InvestingSavings12 Apr

Do More - Today

Trading Is 90% Psychology — A Former Intel Engineer on Why Most Malaysian Retail Traders Lose

Ex-AMD/Intel engineer Kathlyn Toh on why most Malaysian retail traders fail — and why strategy matters less than emotions.

GrowthRiskAction
Investing12 Apr

Ziet Invests

Malaysia's Car Servicing Market Has a Transparency Problem — And TUHU Wants to Fix It

TUHU, Tencent-backed with 7,200+ workshops in China, has entered Malaysia. What it means for bengkels and your workshop bills.

GrowthRiskAction
InvestingSavings12 Apr

Mr Money TV

Oil at $100, Subsidy Bleeding Out: How the US-Iran War Hits Your Wallet in Malaysia

Oil surged to $100 after the US-Iran strike. How it hits Malaysia's fuel subsidy, Petronas dividends, and the ringgit.

GrowthRiskAction
InvestingForex12 Apr

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