Bank Rakyat Platinum Credit Card-i

3.3How we rate →

Best for

Muslim mid-senior earners (RM5,000+/month) wanting a standard Islamic Platinum card from Bank Rakyat

Annual Fee

RM 388

Min. Income

RM 5,000/mo

Pros

Shariah-compliant Platinum card
RM388 annual fee from the second year, waived if you use the card at least once a year
Bank Rakyat cooperative benefits for eligible members

Cons

No cashback — basic Platinum only
RM5,000/month income requirement without cashback upside
Bank Rakyat Platinum Explorer-i offers better value at same income

Full specifications

Annual Fee	RM 388
Fee Waiver	From the second year: waived with at least one card use a year
Min Income	RM 5,000/month
Apply Online	Yes

How does Bank Rakyat Platinum Credit Card-i compare?

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Source: Bank Rakyat's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.