Products ยท Credit Cards ยท Bank Rakyat Platinum Credit Card-i
BA
Bank Rakyat
Bank Rakyat Platinum Credit Card-i
3.3
Best for
Muslim mid-senior earners (RM5,000+/month) wanting a standard Islamic Platinum card from Bank Rakyat
Annual Fee
Free
Min. Income
RMย 5,000/mo
Pros
- Shariah-compliant Platinum card
- Annual fee free with spend waiver
- Bank Rakyat cooperative benefits for eligible members
Cons
- No cashback โ basic Platinum only
- RM5,000/month income requirement without cashback upside
- Bank Rakyat Platinum Explorer-i offers better value at same income
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 5,000/month |
| Apply Online | Yes |
How does Bank Rakyat Platinum Credit Card-i compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026