money.com.my

Malaysia Inflation Calculator

How much has the value of your Ringgit changed since 2000? Using DOSM Consumer Price Index data (20002026).

Base year: 2010 = 100. Overall CPI only (does not show category-specific inflation). For year comparisons, January values are used as annual reference points.

What is my Ringgit worth?

Based on DOSM Consumer Price Index (base year 2010 = 100)

RM 1,000 in 2010
= RM 1365.19 in 2026
36.5% cumulative inflation over 16 years

CPI index — 2000 to present

Overall Consumer Price Index (base year 2010 = 100). Higher = more expensive.

Data: DOSM CPI Headline (20002026). January reference point per year. Not seasonally adjusted.

📉 Why does this matter for savings?

If your savings account earns 2% p.a. but inflation averages 3% p.a., your real purchasing power declines by ~1% per year. After 10 years, RM100,000 in savings has the real purchasing power of RM90,000 in today's terms.

🛡️ How to beat inflation

FD rates, ASNB (Amanah Saham), EPF (typically 5–6% p.a.) and diversified equity funds have historically returned above Malaysian inflation. See our FD Rates guide for current savings options.

📊 BNM inflation target

Malaysia does not have a formal inflation target, but BNM typically monitors CPI in the 2–3.5% range. The OPR is BNM's primary tool for managing inflation — see the OPR Tracker for the current rate.

Related guides & tools

Guide
How to Save Money in Malaysia
Strategies to grow your money faster than inflation.
Guide
Complete EPF Guide 2026
EPF's 5-6% returns have historically beaten inflation.
Tool
FD Rate History
Are FD rates keeping up with inflation? Check the data.
Tool
OPR Tracker
BNM uses OPR as its primary tool to manage inflation.

Stay informed

Malaysian money news that matters — rates, tools, and guides. Weekly, no spam.

Unsubscribe anytime. No spam, ever.