RM1,000 in 2010 is worth RM1,365.19 in 2026 (36.5% higher prices). Enter your own amount and year below to see what your ringgit is worth today.
Source: Department of Statistics Malaysia (DOSM) Consumer Price Index, data as of August 2026. Headline inflation 1.9% year on year in August 2026. Covers 1980–2026, compared January to January.
Based on DOSM Consumer Price Index (base year 2010 = 100)
Overall Consumer Price Index (base year 2010 = 100). Higher = more expensive.
Data: DOSM CPI Headline (1980–2026). January reference point per year. Not seasonally adjusted.
Shows overall inflation across the economy. For your own rate by spending group, see what's my own inflation rate? Has your pay kept up? Try the real salary calculator.
Official source, coverage and how this is calculated: see our data methodology →
DOSM's CPI was 99.4 in January 2010 and 135.7 in January 2026. Divide 135.7 by 99.4, then multiply by RM1,000: you get RM1,365.19. That is 36.5% higher prices over 16 years, so RM1,000 kept as cash since 2010 now buys only what RM732.50 bought in 2010. Across January 1980 to January 2026, prices rose by an average of 2.7% a year.
Read it in either direction: see how much the cost of living has risen since a past year, or gauge how much the purchasing power of cash you hold today will quietly erode if you simply leave it sitting in a low-interest account.
Compare what an account or fund earns with the inflation rate above. Returns are not guaranteed.
The official rate averages everyone's spending. If more of your money goes on food, rent or petrol, your own inflation can be higher or lower. Nothing you set here leaves this page.
Roughly how much of your monthly spending goes on each? Start from an example and adjust it.
Everything else: 12% (uses the official rate of +1.9%)
Your inflation is about 2.0% vs the official 1.9%, mostly because of housing, water, electricity and gas.
Year-on-year change to August 2026, from DOSM's Consumer Price Index by group. The examples are starting points, not official baskets. Your own prices can differ from the national average for each group.
If your savings account earns less than inflation, your real purchasing power falls every year even though the balance goes up. Use the calculator on your own amount and start year to see the gap.
Compare FD rates, ASNB (Amanah Saham), EPF dividends and diversified funds with the latest inflation figure. Returns are not guaranteed. See our FD Rates guide for current savings options.
The OPR is BNM's primary tool for managing inflation and growth. See the OPR Tracker for the current rate.
Headline inflation was 1.9% in August 2026, the change in the Consumer Price Index (CPI) against the same month a year earlier (Department of Statistics Malaysia, DOSM). The calculator reads the same series, so it updates when DOSM publishes a new month.
From January 1980 to January 2026, DOSM's CPI rose by an average of 2.7% a year (compounded). It varies from year to year with fuel prices, subsidy changes and global costs, so the calculator uses the actual recorded CPI for the years you pick, not an assumed rate.
Divide the CPI of the later year by the CPI of the earlier year, and multiply by your amount to get today's value. (ratio − 1) × 100 is the percentage change. For example, DOSM's CPI was 99.4 in January 2010 and 135.7 in January 2026, so RM1,000 in 2010 equals RM1,365.19 in 2026, a 36.5% rise in prices. The calculator does this for any two years since 1980.
DOSM tracks the Consumer Price Index (CPI): the average price of a fixed basket of goods and services a typical Malaysian household buys, covering food, housing, transport, utilities and more. Inflation is the percentage change in that index over time; when the CPI rises, each ringgit buys a little less.
Because prices generally rise over time while a fixed sum of cash does not. Money left idle in a low-interest account loses real value even though the number in your account never falls. Compare what your savings earn with the inflation rate to see whether you are keeping up.
The main calculator uses overall (headline) inflation across the whole economy. Further down this page, "What's my own inflation rate?" uses DOSM's CPI by group (food and drinks, restaurants and accommodation, housing and utilities, transport and health) and how you split your spending to estimate your personal rate. Group inflation can run higher or lower than the headline number in any given year.
The goal is a return that beats inflation. Compare today's rates on our FD rates and EPF pages with the latest inflation figure above, and remember that cash in a low-interest account is the option most likely to lose real value. Returns on investments are not guaranteed.
Future inflation is unknown, so plan cautiously and test more than one rate. For reference, the recorded average since January 1980 is 2.7% a year. Costs such as healthcare and education can rise faster than the headline rate. Use this calculator on past years to see how much prices have actually moved in Malaysia.
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