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Malaysia Inflation Calculator

Enter an amount and a year to see what that money is worth in today's terms. Covers 19802026 using official Malaysian consumer price data.

Shows overall inflation across the economy. Category-level breakdowns (food, housing, transport) are not included in this tool.

What is my Ringgit worth?

Based on DOSM Consumer Price Index (base year 2010 = 100)

RM 1,000 in 2010
= RM 1365.19 in 2026
36.5% cumulative inflation over 16 years

CPI index — 2000 to present

Overall Consumer Price Index (base year 2010 = 100). Higher = more expensive.

Data: DOSM CPI Headline (19802026). January reference point per year. Not seasonally adjusted.

Investments that can beat inflation

Malaysian CPI has averaged ~2–3% p.a. — these options have historically returned above that.

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📉 Why does this matter for savings?

If your savings account earns 2% p.a. but inflation averages 3% p.a., your real purchasing power declines by ~1% per year. After 10 years, RM100,000 in savings has the real purchasing power of RM90,000 in today's terms.

🛡️ How to beat inflation

FD rates, ASNB (Amanah Saham), EPF (typically 5–6% p.a.) and diversified equity funds have historically returned above Malaysian inflation. See our FD Rates guide for current savings options.

📊 BNM inflation target

Malaysia does not have a formal inflation target, but BNM typically monitors CPI in the 2–3.5% range. The OPR is BNM's primary tool for managing inflation — see the OPR Tracker for the current rate.

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