Skip to main content
money.com.my

Malaysia Inflation Calculator

Enter an amount and a year to see what that money is worth in today's terms. Covers 1980โ€“2013 using official Malaysian consumer price data.

Shows overall inflation across the economy. Category-level breakdowns (food, housing, transport) are not included in this tool.

What is my Ringgit worth?

Based on DOSM Consumer Price Index (base year 2010 = 100)

RM 1,000 in 2010
= RM 1065.39 in 2013
โ†‘ 6.5% cumulative inflation over 3 years

CPI index โ€” 2000 to present

Overall Consumer Price Index (base year 2010 = 100). Higher = more expensive.

Data: DOSM CPI Headline (1980โ€“2013). January reference point per year. Not seasonally adjusted.

Investments that can beat inflation

Malaysian CPI has averaged ~2โ€“3% p.a. โ€” these options have historically returned above that.

money.com.my may earn a commission if you apply through this link.

money.com.my may earn a commission if you apply through this link.

money.com.my may earn a commission if you apply through this link.

๐Ÿ“‰ Why does this matter for savings?

If your savings account earns 2% p.a. but inflation averages 3% p.a., your real purchasing power declines by ~1% per year. After 10 years, RM100,000 in savings has the real purchasing power of RM90,000 in today's terms.

๐Ÿ›ก๏ธ How to beat inflation

FD rates, ASNB (Amanah Saham), EPF (typically 5โ€“6% p.a.) and diversified equity funds have historically returned above Malaysian inflation. See our FD Rates guide for current savings options.

๐Ÿ“Š BNM inflation target

Malaysia does not have a formal inflation target, but BNM typically monitors CPI in the 2โ€“3.5% range. The OPR is BNM's primary tool for managing inflation โ€” see the OPR Tracker for the current rate.

Related guides & tools

Get the weekly Malaysia money digest

Rates, guides, and what changed this week โ€” in one short email.

Unsubscribe anytime. No spam, ever.