RHB Bank
RHB Rewards MasterCard Credit Card
Products · Credit Cards · RHB Rewards MasterCard Credit Card
Best for
Entry-level earners who prefer accumulating transferable reward points over cashback for travel redemptions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Reward points transferable to airline and hotel loyalty programmes — useful for travel aspirants
- RM2,000/month income threshold — accessible
- Annual fee conditionally waived
- Mastercard network — widely accepted
Cons
- No cashback — points-only value proposition
- Reward transfer rates and partner programmes not detailed by aggregator — verify with RHB
- Annual fee waiver is conditional — confirm requirements
- Cashback cards at the same income tier offer more predictable value
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
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Rates from RHB Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.