Products · Credit Cards · UOB Simple Card
UOB Malaysia
UOB Simple Card
3.0
Best for
Young earners (RM2,000+/month) who want UOB's best cashback card — up to 10% on online and contactless spending
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Up to 10% cashback on online and contactless spend
- Annual fee free with spend waiver
- RM2,000/month income — accessible entry point for high cashback
Cons
- 10% cashback capped at a low monthly ceiling — high spenders hit it fast
- Cashback restricted to online/contactless — no benefit on cash transactions
- Requires minimum monthly spend to unlock highest tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does UOB Simple Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026