Products · Credit Cards · UOB Simple Card
Best for
Young earners (RM2,000+/month) who want a card with no annual fee; its ongoing cashback is on finance charges (interest), not a rate on spending
Annual Fee
Free
Min. Income
RM 2,000/mo
Check the earn rate with UOB Malaysia. UOB Malaysia's own page disagrees with our data on this card's cashback (the 10% is cashback on finance charges, not spend), and we have not corrected it yet. Any cashback or points figure on this page may be out of date, so this card is listed but not ranked in our best-of lists until it is fixed.
Pros
- Cashback on finance charges on purchases and cash advances when you pay at least the minimum monthly due on time
- No annual fee
- RM2,000/month income — accessible entry point
Cons
- Its ongoing cashback is on finance charges (interest), not a rate on spending
- Finance-charge cashback needs at least the minimum monthly due paid on time
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does UOB Simple Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Source: UOB Malaysia's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.