UOB Malaysia
UOB Simple Card
Products · Credit Cards · UOB Simple Card
Best for
Young earners (RM2,000+/month) who want UOB's best cashback card — up to 10% on online and contactless spending
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Up to 10% cashback on online and contactless spend
- Annual fee free with spend waiver
- RM2,000/month income — accessible entry point for high cashback
Cons
- 10% cashback capped at a low monthly ceiling — high spenders hit it fast
- Cashback restricted to online/contactless — no benefit on cash transactions
- Requires minimum monthly spend to unlock highest tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does UOB Simple Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from UOB Malaysia, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.