CIMB Bank
CIMB Platinum-i Credit Card
Products · Credit Cards · CIMB Platinum-i Credit Card
Best for
Muslim cardholders who want a permanently free, Shariah-compliant entry Platinum card for everyday CIMB Points accumulation
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee permanently free
- RM2,000/month income threshold — highly accessible
- Shariah-compliant (-i) structure — suitable for Muslim cardholders who avoid riba-based cards
- CIMB Points earned on all eligible spend
Cons
- No cashback — points-only return with limited redemption flexibility vs cash
- No travel or lifestyle perks
- Islamic cashback alternatives (e.g. CIMB PETRONAS Visa Platinum-i) offer stronger returns at the same income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
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Rates from CIMB Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.