Products ยท Credit Cards ยท CIMB Platinum-i Credit Card

CIMB Bank
CIMB Platinum-i Credit Card
2.5
Best for
Muslim cardholders who want a permanently free, Shariah-compliant entry Platinum card for everyday CIMB Points accumulation
Annual Fee
Free
Min. Income
RMย 2,000/mo
Pros
- Annual fee permanently free
- RM2,000/month income threshold โ highly accessible
- Shariah-compliant (-i) structure โ suitable for Muslim cardholders who avoid riba-based cards
- CIMB Points earned on all eligible spend
Cons
- No cashback โ points-only return with limited redemption flexibility vs cash
- No travel or lifestyle perks
- Islamic cashback alternatives (e.g. CIMB PETRONAS Visa Platinum-i) offer stronger returns at the same income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RMย 2,000/month |
| Apply Online | Yes |
How does CIMB Platinum-i Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026