CIMB Bank
CIMB e Credit Card
Products · Credit Cards · CIMB e Credit Card
Best for
Online shoppers who want a dedicated e-commerce card with 0% instalment plans and no upfront annual fee pressure
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- 0% easy payment plan on eligible online merchants — spreads large purchases interest-free
- RM2,000/month income threshold — accessible
- Targeted e-commerce rewards for digital-first spenders
Cons
- No cashback on any spend category — weak financial return vs alternatives
- Annual fee is conditionally waived — charge applies if spend threshold not met
- Limited value if your spend is primarily offline or in-store
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does CIMB e Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from CIMB Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.