Products · Credit Cards · CIMB e Credit Card
CIMB Bank
CIMB e Credit Card
3.0
Best for
Online shoppers who want a dedicated e-commerce card with 0% instalment plans and no upfront annual fee pressure
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- 0% easy payment plan on eligible online merchants — spreads large purchases interest-free
- RM2,000/month income threshold — accessible
- Targeted e-commerce rewards for digital-first spenders
Cons
- No cashback on any spend category — weak financial return vs alternatives
- Annual fee is conditionally waived — charge applies if spend threshold not met
- Limited value if your spend is primarily offline or in-store
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does CIMB e Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026