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Savings & FD

BNM holds the OPR at 2.75% β€” what it means for your loans and savings

Bank Negara kept the Overnight Policy Rate at 2.75% on 7 May 2026. Here's what an unchanged OPR means for your home loan, FD, and savings.

7 May 2026
property

Buying a Condo or Apartment in Malaysia β€” Complete Guide 2026

Strata title, maintenance fees, sinking fund, SPA terms and the hidden costs: what to check before buying a condo or apartment in Malaysia, and how developer vs subsale compares.

14 Apr 2026Β·16 min readΒ·Daniel Lim
Credit & Loans

Debt Consolidation in Malaysia: How to Combine Your Debts into One Payment

How to consolidate credit card debt, personal loans, and other borrowings in Malaysia β€” options, eligibility, costs, and when AKPK is the better path.

14 Apr 2026Β·20 min readΒ·Sarah Abdullah
Budgeting

Fresh Graduate Financial Guide Malaysia: Your First RM3,000–5,000 Salary

How to manage your first salary in Malaysia β€” EPF, SOCSO, PCB tax, PTPTN repayment, budgeting, and building your first emergency fund on a fresh grad income.

14 Apr 2026Β·14 min readΒ·Sarah Abdullah
insurance

Home & Contents Insurance Malaysia: What You Actually Need (and What You Don't)

What Malaysian homeowners and renters should know about houseowner and householder insurance β€” what's covered, what isn't, and how to pick the right policy.

14 Apr 2026Β·17 min readΒ·Daniel Lim
property

How to Save for a House Down Payment in Malaysia (Realistic Timeline + Strategy)

A step-by-step savings plan for your 10% house deposit in Malaysia β€” how much you actually need, where to park the money, and how to get there faster.

14 Apr 2026Β·17 min readΒ·Adam Tan
employment

Maternity Benefits Malaysia 2026 β€” Employment Act, SOCSO and Your Rights

Maternity leave in Malaysia explained: 98 days under the Employment Act 2022, SOCSO maternity allowance, private sector vs government, and what your employer must provide.

14 Apr 2026Β·14 min readΒ·Sarah Abdullah
Investing

Passive Income in Malaysia 2026: Realistic Options (With Actual Numbers)

How much capital you really need to earn RM500 a month: FD, ASB, REITs, dividend stocks and rental compared by actual yield. Realistic passive income for Malaysians, with the numbers.

14 Apr 2026Β·15 min readΒ·Adam Tan

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Editor's Picks

savings

Best Savings Accounts in Malaysia 2026: Highest Interest Rates Compared

Compare the best savings accounts in Malaysia by interest rate, minimum balance, and digital features. Updated April 2026.

credit

How to Improve Your Credit Score in Malaysia (Practical Steps)

Actionable steps to raise your CTOS score and clean up your CCRIS report in Malaysia. Payment history, credit utilisation, dispute process, and timeline.

credit

Cashback Credit Cards in Malaysia: How They Work and How to Choose (2026)

How cashback credit cards work in Malaysia, what the caps and conditions really mean, and how to pick the right card for the way you actually spend.

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