Products · Credit Cards · Public Bank Quantum Visa
Public Bank
Public Bank Quantum Visa
3.2
Best for
Public Bank loyalists wanting a no-fuss cashback card
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Permanently free annual fee
- Backed by Public Bank -- Malaysia's largest bank by market cap
- Simple cashback on everyday spending
- Widely accepted Visa network
Cons
- Cashback rate capped at only 1% -- lowest among peers
- Higher minimum income at RM3,000/month for a basic cashback card
- No standout categories -- flat low rate across the board
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does Public Bank Quantum Visa compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026