Public Bank
Public Bank Quantum Visa
Products · Credit Cards · Public Bank Quantum Visa
Best for
Public Bank loyalists wanting a no-fuss cashback card
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Permanently free annual fee
- Backed by Public Bank -- Malaysia's largest bank by market cap
- Simple cashback on everyday spending
- Widely accepted Visa network
Cons
- Cashback rate capped at only 1% -- lowest among peers
- Higher minimum income at RM3,000/month for a basic cashback card
- No standout categories -- flat low rate across the board
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does Public Bank Quantum Visa compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Public Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.