Affin Bank
AFFIN Visa Gold
Products · Credit Cards · AFFIN Visa Gold
Best for
Entry-level earners (RM2,000+/month) who want a basic free AFFIN Visa Gold for everyday transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free with spend waiver
- Visa Gold acceptance
- Low RM2,000/month income threshold
Cons
- No cashback
- No rewards programme
- Minimal features beyond basic Visa Gold
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does AFFIN Visa Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Affin Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.