| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 8,333/month |
| Apply Online | Yes |
Source: Public Bank's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.