Products · Credit Cards · ICBC Visa Platinum
IC
Best for
Higher earners (RM8,333+/month) who bank with ICBC and want a premium Visa Platinum for transactions
Annual Fee
Free
Min. Income
RM 8,333/mo
Pros
- Annual fee free with spend waiver
- Visa Platinum tier — higher credit limit
- Suitable for ICBC banking relationship holders
Cons
- No cashback
- RM8,333/month income for a no-cashback Platinum — poor value vs competitors
- ICBC brand limited compared to established Malaysian banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 8,333/month |
| Apply Online | Yes |
How does ICBC Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from ICBC, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.