Products · Credit Cards · ICBC Visa Platinum
IC
ICBC
ICBC Visa Platinum
3.2
Best for
Higher earners (RM8,333+/month) who bank with ICBC and want a premium Visa Platinum for transactions
Annual Fee
Free
Min. Income
RM 8,333/mo
Pros
- Annual fee free with spend waiver
- Visa Platinum tier — higher credit limit
- Suitable for ICBC banking relationship holders
Cons
- No cashback
- RM8,333/month income for a no-cashback Platinum — poor value vs competitors
- ICBC brand limited compared to established Malaysian banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 8,333/month |
| Apply Online | Yes |
How does ICBC Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026