Products · Credit Cards · Public Bank Visa Gold
Public Bank
Public Bank Visa Gold
3.0
Best for
Basic Public Bank credit card users who want a simple Visa Gold for everyday transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free with minimum spend
- RM2,000/month income — widely accessible
- Visa Gold acceptance locally and internationally
Cons
- Up to 0.1% cashback — negligible earnings
- No compelling benefits beyond basic card access
- Better cashback options exist at the same income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Public Bank Visa Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026