Public Bank
Public Bank Visa Gold
Products · Credit Cards · Public Bank Visa Gold
Best for
Basic Public Bank credit card users who want a simple Visa Gold for everyday transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free with minimum spend
- RM2,000/month income — widely accessible
- Visa Gold acceptance locally and internationally
Cons
- Up to 0.1% cashback — negligible earnings
- No compelling benefits beyond basic card access
- Better cashback options exist at the same income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Public Bank Visa Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Public Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.