Products · Credit Cards · AFFIN DUO Visa Cash Back
AF
Affin Bank
AFFIN DUO Visa Cash Back
3.5
Best for
Budget-conscious spenders wanting simple cashback
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Up to 3% cashback on selected categories
- Low minimum income of RM2,000/month
- Free annual fee with conditions
- DUO pairing with Mastercard Rewards variant for wider coverage
Cons
- Lower cashback ceiling compared to Maybank 2 Gold or CIMB Cash Rebate
- 3% maximum cashback rate is less competitive for heavy spenders
- Affin has a smaller branch and ATM network than Big 4 banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026