Products · Credit Cards · AFFIN INVIKTA World Mastercard
Affin Bank
AFFIN INVIKTA World Mastercard
3.8
Best for
High earners (RM10,000+/month) who want AFFIN's flagship INVIKTA World Mastercard for premium travel and lifestyle rewards
Annual Fee
Free
Min. Income
RM 10,000/mo
Pros
- AFFIN's top-tier World Mastercard — premium privileges
- Annual fee free with spend waiver
- Elevated benefits vs standard AFFIN World card
Cons
- RM10,000/month income requirement — senior earners only
- No direct cashback — rewards/privileges-based
- AFFIN premium brand less established than Maybank/CIMB/HSBC at this tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 10,000/month |
| Apply Online | Yes |
How does AFFIN INVIKTA World Mastercard compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026