Affin Bank
AFFIN INVIKTA World Mastercard
Products · Credit Cards · AFFIN INVIKTA World Mastercard
Best for
High earners (RM10,000+/month) who want AFFIN's flagship INVIKTA World Mastercard for premium travel and lifestyle rewards
Annual Fee
Free
Min. Income
RM 10,000/mo
Pros
- AFFIN's top-tier World Mastercard — premium privileges
- Annual fee free with spend waiver
- Elevated benefits vs standard AFFIN World card
Cons
- RM10,000/month income requirement — senior earners only
- No direct cashback — rewards/privileges-based
- AFFIN premium brand less established than Maybank/CIMB/HSBC at this tier
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 10,000/month |
| Apply Online | Yes |
How does AFFIN INVIKTA World Mastercard compare?
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Rates from Affin Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.