Products · Credit Cards · ICBC Visa Gold
IC
Best for
Mid-income earners (RM4,000+/month) who want an ICBC Visa Gold for everyday transactions
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- Annual fee free with spend waiver
- Visa Gold tier
- Higher credit line than Classic tier
Cons
- No cashback
- Limited benefits at Gold tier
- ICBC brand presence in Malaysia is smaller than local banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does ICBC Visa Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from ICBC, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.