Products · Credit Cards · ICBC Visa Gold
IC
ICBC
ICBC Visa Gold
3.0
Best for
Mid-income earners (RM4,000+/month) who want an ICBC Visa Gold for everyday transactions
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- Annual fee free with spend waiver
- Visa Gold tier
- Higher credit line than Classic tier
Cons
- No cashback
- Limited benefits at Gold tier
- ICBC brand presence in Malaysia is smaller than local banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does ICBC Visa Gold compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026