Products · Credit Cards · Standard Chartered Journey Credit Card
Standard Chartered Malaysia
Standard Chartered Journey Credit Card
3.8
Best for
Frequent travellers (RM8,000+/month) who want to earn SC Journey points for flights and hotels
Annual Fee
Free
Min. Income
RM 8,000/mo
Pros
- Earns Journey points redeemable for flights and hotel stays
- Annual fee free with spend waiver
- SC travel benefits and partner deals
Cons
- RM8,000/month income requirement
- Miles/points redemption has minimum thresholds
- No direct cashback — points-only earning structure
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 8,000/month |
| Apply Online | Yes |
How does Standard Chartered Journey Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026