Standard Chartered Malaysia
Standard Chartered Journey Credit Card
Products · Credit Cards · Standard Chartered Journey Credit Card
Best for
Frequent travellers (RM8,000+/month) who want to earn SC Journey points for flights and hotels
Annual Fee
Free
Min. Income
RM 8,000/mo
Pros
- Earns Journey points redeemable for flights and hotel stays
- Annual fee free with spend waiver
- SC travel benefits and partner deals
Cons
- RM8,000/month income requirement
- Miles/points redemption has minimum thresholds
- No direct cashback — points-only earning structure
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 8,000/month |
| Apply Online | Yes |
How does Standard Chartered Journey Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Standard Chartered Malaysia, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.