Products · Credit Cards · UOB ONE Card
UOB Malaysia
UOB ONE Card
4.0
Best for
High cashback across multiple everyday spend categories
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Up to 10% cashback across dining, online, and groceries
- Free annual fee with conditions
- Competitive cashback rates even at lower spend tiers
- Contactless payment enabled
Cons
- Higher minimum income at RM3,000/month
- Cashback tiers require minimum monthly spend to unlock top rates
- Annual fee waiver conditions apply -- not unconditionally free
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does UOB ONE Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026