UOB Malaysia
UOB ONE Card
Products · Credit Cards · UOB ONE Card
Best for
High cashback across multiple everyday spend categories
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Up to 10% cashback across dining, online, and groceries
- Free annual fee with conditions
- Competitive cashback rates even at lower spend tiers
- Contactless payment enabled
Cons
- Higher minimum income at RM3,000/month
- Cashback tiers require minimum monthly spend to unlock top rates
- Annual fee waiver conditions apply -- not unconditionally free
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does UOB ONE Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from UOB Malaysia, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.