Alliance Bank
Alliance Bank Visa Platinum
Products · Credit Cards · Alliance Bank Visa Platinum
Best for
Young earners who want a free Platinum card with Visa acceptance for everyday transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free — no swipe condition
- RM2,000/month income threshold — accessible to fresh graduates
- Visa Platinum status with higher credit line
Cons
- No cashback or reward programme
- Minimal benefits beyond basic Platinum tier
- Not competitive against cashback or miles alternatives at same income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Alliance Bank Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Alliance Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.