Products · Credit Cards · Alliance Bank Visa Platinum
Best for
Young earners who want an entry Platinum card with Visa acceptance for everyday transactions
Annual Fee
RM 120
Min. Income
RM 2,000/mo
Pros
- RM120 annual fee; first year free
- RM2,000/month income threshold — accessible to fresh graduates
- Visa Platinum status with higher credit line
Cons
- No cashback or reward programme
- Minimal benefits beyond basic Platinum tier
- Not competitive against cashback or miles alternatives at same income level
Full specifications
| Annual Fee | RM 120 |
| Fee Waiver | First year free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Alliance Bank Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Source: Alliance Bank's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.