Products · Credit Cards · Alliance Bank Visa Platinum
Alliance Bank
Alliance Bank Visa Platinum
3.3
Best for
Young earners who want a free Platinum card with Visa acceptance for everyday transactions
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free — no swipe condition
- RM2,000/month income threshold — accessible to fresh graduates
- Visa Platinum status with higher credit line
Cons
- No cashback or reward programme
- Minimal benefits beyond basic Platinum tier
- Not competitive against cashback or miles alternatives at same income level
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Alliance Bank Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026