Products ยท Credit Cards ยท Hong Leong I'm Credit Card

Hong Leong Bank
Hong Leong I'm Credit Card
2.5
Best for
Young earners (RM2,000+/month) who want a free Hong Leong entry-level card for basic transactions
Annual Fee
Free
Min. Income
RMย 2,000/mo
Pros
- Annual fee free
- RM2,000/month income โ accessible
- Simple card for basic everyday transactions
Cons
- No cashback
- No rewards programme
- Purely transactional โ no earning upside
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RMย 2,000/month |
| Apply Online | Yes |
How does Hong Leong I'm Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026