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Bank Rakyat

Bank Rakyat Gold Credit Card-i

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Bank Rakyat

Bank Rakyat Gold Credit Card-i

Best for
Muslim earners (RM3,000+/month) who want an accessible Islamic Gold credit card from a cooperative bank
Annual Fee
Free
Min. Income
RM 3,000/mo

Pros

  • Shariah-compliant Gold card — halal banking
  • Annual fee free
  • Bank Rakyat cooperative bank — attractive for civil servants and GLC employees

Cons

  • No cashback
  • Gold tier — basic benefits
  • Bank Rakyat membership may be required for application

Full specifications

Annual FeeFree
Fee WaiverFree
Min IncomeRM 3,000/month
Apply OnlineYes
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Rates from Bank Rakyat's official product page, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.