Products ยท Credit Cards ยท Bank Rakyat Gold Credit Card-i
BA
Bank Rakyat
Bank Rakyat Gold Credit Card-i
3.0
Best for
Muslim earners (RM3,000+/month) who want an accessible Islamic Gold credit card from a cooperative bank
Annual Fee
Free
Min. Income
RMย 3,000/mo
Pros
- Shariah-compliant Gold card โ halal banking
- Annual fee free
- Bank Rakyat cooperative bank โ attractive for civil servants and GLC employees
Cons
- No cashback
- Gold tier โ basic benefits
- Bank Rakyat membership may be required for application
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RMย 3,000/month |
| Apply Online | Yes |
How does Bank Rakyat Gold Credit Card-i compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026