Products · Credit Cards · Bank Rakyat Gold Credit Card-i
BA
Best for
Muslim earners (RM3,000+/month) who want an accessible Islamic Gold credit card from a cooperative bank
Annual Fee
Free
Min. Income
RM 3,000/mo
Pros
- Shariah-compliant Gold card — halal banking
- Annual fee free
- Bank Rakyat cooperative bank — attractive for civil servants and GLC employees
Cons
- No cashback
- Gold tier — basic benefits
- Bank Rakyat membership may be required for application
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 3,000/month |
| Apply Online | Yes |
How does Bank Rakyat Gold Credit Card-i compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Bank Rakyat, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.