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HSBC Malaysia

HSBC Platinum Credit Card

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HSBC Malaysia
HSBC Malaysia

HSBC Platinum Credit Card

Best for
HSBC banking customers who want a basic Platinum Visa for everyday transactions
Annual Fee
Free
Min. Income
RM 8,500/mo

Pros

  • Annual fee free with spend waiver
  • Visa Platinum tier
  • HSBC banking relationship benefits

Cons

  • No cashback
  • RM8,500/month income requirement — high for a card with no rewards
  • Better cashback options exist at this income level (HSBC Live+ or competing banks)

Full specifications

Annual FeeFree
Fee WaiverFree*
Min IncomeRM 8,500/month
Apply OnlineYes
How does HSBC Platinum Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
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Rates from HSBC Malaysia, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.