Products ยท Credit Cards ยท HSBC Platinum Credit Card

HSBC Malaysia
HSBC Platinum Credit Card
3.3
Best for
HSBC banking customers who want a basic Platinum Visa for everyday transactions
Annual Fee
Free
Min. Income
RMย 8,500/mo
Pros
- Annual fee free with spend waiver
- Visa Platinum tier
- HSBC banking relationship benefits
Cons
- No cashback
- RM8,500/month income requirement โ high for a card with no rewards
- Better cashback options exist at this income level (HSBC Live+ or competing banks)
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 8,500/month |
| Apply Online | Yes |
How does HSBC Platinum Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026