Products · Credit Cards · Mutual Gold Public Bank Visa Platinum
Best for
Public Mutual Gold (or higher) members who want a Public Bank Visa card with basic cashback
Annual Fee
Free
Min. Income
RM 6,667/mo
Check the earn rate with Public Bank. Public Bank's own page disagrees with our data on this card's cashback rate, and we have not corrected it yet. Any cashback or points figure on this page may be out of date, so this card is listed but not ranked in our best-of lists until it is fixed.
Pros
- Annual fee free while you keep Public Mutual Gold (or higher) status
- Visa Platinum card for Public Mutual Gold (or higher) members
- Accessible for Mutual Gold members
Cons
- Up to 0.3% cashback — very low earnings rate
- Requires Public Mutual Gold (or higher) status
- Not suitable as a primary cashback card
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free while you keep Public Mutual Gold status or higher |
| Min Income | RM 6,667/month |
| Apply Online | Yes |
How does Mutual Gold Public Bank Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Source: Public Bank's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.