HSBC Malaysia
HSBC Live+ Credit Card
Products · Credit Cards · HSBC Live+ Credit Card
Best for
Earners (RM8,500+/month) who want HSBC's best cashback card with up to 5% on dining, groceries, and petrol
Annual Fee
Free
Min. Income
RM 8,500/mo
Pros
- Up to 5% cashback on dining, groceries, and petrol
- Annual fee free with spend waiver
- One of HSBC's strongest cashback propositions
Cons
- RM8,500/month income — high bar for a cashback card
- 5% restricted to select categories — base rate on other spend is much lower
- Monthly cashback cap applies
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 8,500/month |
| Apply Online | Yes |
How does HSBC Live+ Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from HSBC Malaysia, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.