Products ยท Credit Cards ยท HSBC Live+ Credit Card

HSBC Malaysia
HSBC Live+ Credit Card
3.8
Best for
Earners (RM8,500+/month) who want HSBC's best cashback card with up to 5% on dining, groceries, and petrol
Annual Fee
Free
Min. Income
RMย 8,500/mo
Pros
- Up to 5% cashback on dining, groceries, and petrol
- Annual fee free with spend waiver
- One of HSBC's strongest cashback propositions
Cons
- RM8,500/month income โ high bar for a cashback card
- 5% restricted to select categories โ base rate on other spend is much lower
- Monthly cashback cap applies
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 8,500/month |
| Apply Online | Yes |
How does HSBC Live+ Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026