Mid-to-high income earners who want solid cashback returns and Visa Signature benefits without an annual fee
Annual Fee
Free
Min. Income
RM 6,666/mo
Check the earn rate with RHB Bank. RHB Bank's own page disagrees with our data on this card's cashback categories, and we have not corrected it yet. Any cashback or points figure on this page may be out of date, so this card is listed but not ranked in our best-of lists until it is fixed.
Pros
Up to 6% cashback — strong rate for a Visa Signature card
Annual fee permanently free — no spend condition required
Visa Signature tier — higher credit limits and Visa premium benefits
RM6,666/month income — reasonable for Signature tier in Malaysia
Cons
RM6,666/month income requirement — rules out lower-mid earners
6% cashback likely restricted to specific categories — verify eligible spend types
No lounge access — that steps up to the Visa Infinite tier
Full specifications
Annual Fee
Free
Fee Waiver
Free
Min Income
RM 6,666/month
Apply Online
Yes
How does RHB Visa Signature compare?
See how it stacks up against other credit cards from Malaysian banks.
Source: RHB Bank's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.