Products · Credit Cards · Alliance Bank Visa Signature
Alliance Bank
Alliance Bank Visa Signature
3.5
Best for
Mid-income earners (RM4,000+/month) who want up to 5% cashback with a free Visa Signature card
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- Up to 5% cashback on eligible categories
- Annual fee free with minimum spend waiver
- Visa Signature tier — mid-premium benefits and higher credit line
Cons
- 5% rate is capped — high spenders may hit ceiling quickly
- Cashback categories may be restricted (not all-spend)
- RM4,000/month income bars fresh graduates
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does Alliance Bank Visa Signature compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026