Products · Credit Cards · Bank Rakyat Platinum Explorer Credit Card-i
BA
Bank Rakyat
Bank Rakyat Platinum Explorer Credit Card-i
3.5
Best for
Muslim earners (RM5,000+/month) who want a Shariah-compliant Platinum card with up to 5% cashback and travel perks
Annual Fee
Free
Min. Income
RM 5,000/mo
Pros
- Up to 5% cashback on qualifying spend
- Shariah-compliant Platinum-tier benefits
- Annual fee free — strong value for an Islamic Platinum card with cashback
Cons
- RM5,000/month income requirement
- 5% cashback likely restricted to specific categories
- Bank Rakyat branch network smaller than commercial banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 5,000/month |
| Apply Online | Yes |
How does Bank Rakyat Platinum Explorer Credit Card-i compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026