Products · Credit Cards · Bank Rakyat Platinum Explorer Credit Card-i
BA
Best for
Muslim earners (RM5,000+/month) who want a Shariah-compliant Platinum card with up to 5% cashback and travel perks
Annual Fee
Free
Min. Income
RM 5,000/mo
Pros
- Up to 5% cashback on qualifying spend
- Shariah-compliant Platinum-tier benefits
- Annual fee free — strong value for an Islamic Platinum card with cashback
Cons
- RM5,000/month income requirement
- 5% cashback likely restricted to specific categories
- Bank Rakyat branch network smaller than commercial banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 5,000/month |
| Apply Online | Yes |
How does Bank Rakyat Platinum Explorer Credit Card-i compare?
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Rates from Bank Rakyat, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.