Bank Rakyat
Bank Rakyat Platinum Explorer Credit Card-i
Products · Credit Cards · Bank Rakyat Platinum Explorer Credit Card-i
BA
Best for
Muslim earners (RM5,000+/month) who want a Shariah-compliant Platinum card with up to 5% cashback and travel perks
Annual Fee
Free
Min. Income
RM 5,000/mo
Pros
- Up to 5% cashback on qualifying spend
- Shariah-compliant Platinum-tier benefits
- Annual fee free — strong value for an Islamic Platinum card with cashback
Cons
- RM5,000/month income requirement
- 5% cashback likely restricted to specific categories
- Bank Rakyat branch network smaller than commercial banks
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 5,000/month |
| Apply Online | Yes |
How does Bank Rakyat Platinum Explorer Credit Card-i compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Bank Rakyat's official product page, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.