Products · Credit Cards · Public Bank Visa Platinum
Public Bank
Public Bank Visa Platinum
3.3
Best for
Mid-income earners (RM4,166+/month) who want a standard Public Bank Visa Platinum for daily use
Annual Fee
Free
Min. Income
RM 4,166/mo
Pros
- Annual fee free with minimum spend
- Visa Platinum status
- Up to 0.2% cashback — modest but universal
Cons
- 0.2% cashback is very low — negligible earnings on most spend
- Higher income requirement than Visa Gold for minimal additional benefit
- Not competitive vs modern cashback or rewards cards
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,166/month |
| Apply Online | Yes |
How does Public Bank Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026