Public Bank
Public Bank Visa Platinum
Products · Credit Cards · Public Bank Visa Platinum
Best for
Mid-income earners (RM4,166+/month) who want a standard Public Bank Visa Platinum for daily use
Annual Fee
Free
Min. Income
RM 4,166/mo
Pros
- Annual fee free with minimum spend
- Visa Platinum status
- Up to 0.2% cashback — modest but universal
Cons
- 0.2% cashback is very low — negligible earnings on most spend
- Higher income requirement than Visa Gold for minimal additional benefit
- Not competitive vs modern cashback or rewards cards
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,166/month |
| Apply Online | Yes |
How does Public Bank Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Public Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.