Products · Credit Cards · Public Bank Visa Platinum
Best for
Mid-income earners (RM4,166+/month) who want a standard Public Bank Visa Platinum for daily use
Annual Fee
RM 333
Min. Income
RM 4,166/mo
Pros
- RM333 annual fee: first year free, then waived with at least 12 swipes in the previous 12 months
- Visa Platinum status
- Up to 0.2% cashback — modest but universal
Cons
- 0.2% cashback is very low — negligible earnings on most spend
- Higher income requirement than Visa Gold for minimal additional benefit
- Not competitive vs modern cashback or rewards cards
Full specifications
| Annual Fee | RM 333 |
| Fee Waiver | First year free; then waived with at least 12 swipes in the previous 12 months |
| Min Income | RM 4,166/month |
| Apply Online | Yes |
How does Public Bank Visa Platinum compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Public Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.