Products · Credit Cards · OCBC Cashflo MasterCard
OCBC Bank
OCBC Cashflo MasterCard
3.0
Best for
Cardholders who want to split large purchases into 0% monthly instalments
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- 0% instalment plan conversion on eligible purchases
- Annual fee free
- Mastercard acceptance at major retailers
Cons
- No cashback or reward points on general spend
- RM4,000/month income requirement — not entry-level
- Limited upside beyond instalment benefit
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does OCBC Cashflo MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026