OCBC Bank
OCBC Cashflo MasterCard
Products · Credit Cards · OCBC Cashflo MasterCard
Best for
Cardholders who want to split large purchases into 0% monthly instalments
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- 0% instalment plan conversion on eligible purchases
- Annual fee free
- Mastercard acceptance at major retailers
Cons
- No cashback or reward points on general spend
- RM4,000/month income requirement — not entry-level
- Limited upside beyond instalment benefit
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does OCBC Cashflo MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from OCBC Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.