UOB Zenith Card

4.0

Best for

Ultra-high-net-worth individuals (RM16,000+/month, RM1,000 annual fee) who want UOB's most exclusive card with bespoke concierge and unlimited lounge access

Annual Fee

RM 1,000

Min. Income

RM 16,000/mo

Pros

UOB's flagship card — most exclusive benefits in the portfolio
Unlimited airport lounge access worldwide
Bespoke concierge service and high credit limit

Cons

RM1,000 annual fee — only worthwhile if benefits are fully utilised
RM16,000/month income requirement — extremely exclusive
Fee may not justify vs Infinite cards with waivable fees at same spend

Full specifications

Annual Fee	RM 1,000
Min Income	RM 16,000/month
Apply Online	Yes

How does UOB Zenith Card compare?

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Data sources:

Aggregator: RinggitPlus listing
Rates verified: 11 Apr 2026