OCBC Bank
OCBC Titanium MasterCard Blue
Products · Credit Cards · OCBC Titanium MasterCard Blue
Best for
Lifestyle shoppers who want a rewards-based card for retail and online spending
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- Earns OCBC$ reward points on retail and online purchases
- Annual fee free with minimum spend
- Mastercard acceptance at major merchants
Cons
- No cashback — reward points system requires active management
- Points redemption value varies
- No travel or lounge benefits
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does OCBC Titanium MasterCard Blue compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from OCBC Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.