Products · Credit Cards · OCBC Titanium MasterCard Blue
OCBC Bank
OCBC Titanium MasterCard Blue
3.2
Best for
Lifestyle shoppers who want a rewards-based card for retail and online spending
Annual Fee
Free
Min. Income
RM 4,000/mo
Pros
- Earns OCBC$ reward points on retail and online purchases
- Annual fee free with minimum spend
- Mastercard acceptance at major merchants
Cons
- No cashback — reward points system requires active management
- Points redemption value varies
- No travel or lounge benefits
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 4,000/month |
| Apply Online | Yes |
How does OCBC Titanium MasterCard Blue compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026