Products · Credit Cards · AFFIN INVIKTA Visa Infinite
Best for
High earners (RM10,000+/month) who want AFFIN's INVIKTA Visa Infinite for maximum credit limit and Infinite-tier benefits
Annual Fee
RM 500
Min. Income
RM 10,000/mo
Pros
- Visa Infinite tier — unlimited credit line potential
- RM500 annual fee from the second year, waived with 12 retail transactions a year (free for life for Premier Wealth)
- Top-tier AFFIN benefits for high-net-worth clients
Cons
- RM10,000/month income — highly restrictive
- No direct cashback
- AFFIN Infinite benefits may not match Maybank/CIMB Infinite at same income level
Full specifications
| Annual Fee | RM 500 |
| Fee Waiver | Free for life for Premier Wealth customers; otherwise first year free, then waived with RM100,000 spend or 12 retail transactions a year |
| Min Income | RM 10,000/month |
| Apply Online | Yes |
How does AFFIN INVIKTA Visa Infinite compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Affin Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.