Alliance Bank
Alliance Bank Visa Basic
Products · Credit Cards · Alliance Bank Visa Basic
Best for
First-time credit card applicants who need a simple, no-frills card for basic spending
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free
- RM2,000/month income — one of the most accessible entry points
- Visa acceptance at millions of merchants locally and globally
Cons
- No cashback, no rewards, no travel benefits
- Basic tier — no premium privileges
- Purely a transactional card with no earning upside
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Alliance Bank Visa Basic compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Alliance Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.