Products · Credit Cards · Alliance Bank Visa Basic
Best for
First-time credit card applicants who need a simple, no-frills card for basic spending
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee free
- RM2,000/month income — one of the most accessible entry points
- Visa acceptance at millions of merchants locally and globally
Cons
- No cashback, no rewards, no travel benefits
- Basic tier — no premium privileges
- Purely a transactional card with no earning upside
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does Alliance Bank Visa Basic compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from Alliance Bank's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.