AmBank
AmBank UnionPay Platinum Credit Card
Products · Credit Cards · AmBank UnionPay Platinum Credit Card
Best for
Frequent travellers to China or users of China-based payment networks who want a dual-currency UnionPay/Visa card from AmBank
Annual Fee
Free
Min. Income
RM 5,000/mo
Pros
- UnionPay network — widely accepted in China and across Southeast Asia
- Annual fee free with spend waiver
- Dual-network card — useful for cross-border transactions
Cons
- UnionPay acceptance limited outside China/Asia vs Visa/Mastercard
- RM5,000/month income requirement
- No cashback
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 5,000/month |
| Apply Online | Yes |
How does AmBank UnionPay Platinum Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from AmBank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.