Products · Credit Cards · AmBank UnionPay Platinum Credit Card
AmBank
AmBank UnionPay Platinum Credit Card
3.2
Best for
Frequent travellers to China or users of China-based payment networks who want a dual-currency UnionPay/Visa card from AmBank
Annual Fee
Free
Min. Income
RM 5,000/mo
Pros
- UnionPay network — widely accepted in China and across Southeast Asia
- Annual fee free with spend waiver
- Dual-network card — useful for cross-border transactions
Cons
- UnionPay acceptance limited outside China/Asia vs Visa/Mastercard
- RM5,000/month income requirement
- No cashback
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RM 5,000/month |
| Apply Online | Yes |
How does AmBank UnionPay Platinum Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026