CIMB Bank
CIMB Cash Rebate Platinum Credit Card
Products · Credit Cards · CIMB Cash Rebate Platinum Credit Card
Best for
Budget-conscious earners who want a free, multi-category cashback card with a low RM2,000/month income requirement
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Up to 5% cashback on groceries, petrol, cinema, mobile, and utilities when spending RM3,000+/month
- 2% cashback on the same categories for spend below RM3,000/month — still competitive at lower volumes
- Annual fee permanently free — no swipe condition
- RM2,000/month income threshold — one of the most accessible cashback cards in Malaysia
Cons
- Cashback capped at RM30/month — limits value for high spenders
- 0.2% cashback on all other spend categories — poor return outside the five target categories
- Must hit RM3,000/month to unlock the 5% tier — requires disciplined category spend
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does CIMB Cash Rebate Platinum Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from CIMB Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.