CIMB Cash Rebate Platinum Credit Card

Editor's Pick4.3

Best for

Budget-conscious earners who want a free, multi-category cashback card with a low RM2,000/month income requirement

Annual Fee

Free

Min. Income

RM 2,000/mo

Up to 5% cashback on groceries, petrol, cinema, mobile, and utilities when spending RM3,000+/month
2% cashback on the same categories for spend below RM3,000/month — still competitive at lower volumes
Annual fee permanently free — no swipe condition
RM2,000/month income threshold — one of the most accessible cashback cards in Malaysia

Cashback capped at RM30/month — limits value for high spenders
0.2% cashback on all other spend categories — poor return outside the five target categories
Must hit RM3,000/month to unlock the 5% tier — requires disciplined category spend

Full specifications

How does CIMB Cash Rebate Platinum Credit Card compare?

See how it stacks up against other credit cards from Malaysian banks.

Data sources: