Products · Credit Cards · HSBC TravelOne Credit Card
Best for
HSBC cardholders (RM8,500+/month) who want to earn transferable travel miles across multiple airline programmes
Annual Fee
RM 300
Min. Income
RM 8,500/mo
Pros
- Earn TravelOne points transferable to multiple airline and hotel loyalty programmes
- RM300 annual fee: first year free, then waived with RM20,000 retail spend a year
- Flexible redemption across 15+ partner programmes
Cons
- RM8,500/month income requirement
- No cashback option — miles-only earning
- Points transfer ratios vary by partner — not all transfers are equal value
Full specifications
| Annual Fee | RM 300 |
| Fee Waiver | First year free; then waived with RM20,000 retail spend a year |
| Min Income | RM 8,500/month |
| Apply Online | Yes |
How does HSBC TravelOne Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from HSBC Malaysia's official product page, verified 7 Oct 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.