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HSBC Malaysia

HSBC TravelOne Credit Card

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HSBC Malaysia
HSBC Malaysia

HSBC TravelOne Credit Card

Best for
HSBC cardholders (RM8,500+/month) who want to earn transferable travel miles across multiple airline programmes
Annual Fee
Free
Min. Income
RM 8,500/mo

Pros

  • Earn TravelOne points transferable to multiple airline and hotel loyalty programmes
  • Annual fee free with spend waiver
  • Flexible redemption across 15+ partner programmes

Cons

  • RM8,500/month income requirement
  • No cashback option — miles-only earning
  • Points transfer ratios vary by partner — not all transfers are equal value

Full specifications

Annual FeeFree
Fee WaiverFree*
Min IncomeRM 8,500/month
Apply OnlineYes
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Rates from HSBC Malaysia, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.