Products · Credit Cards · Public Bank Platinum MasterCard
Best for
Public Bank customers who want a standard Platinum MasterCard for higher credit limits, with the annual fee waived after 12 swipes a year
Annual Fee
RM 333
Min. Income
RM 4,166/mo
Pros
- RM333 annual fee: first year free, then waived with at least 12 swipes in the previous 12 months
- MasterCard Platinum tier — higher credit limit than Gold
- RM4,166/month income requirement
Cons
- No cashback
- No rewards programme
- Purely a transactional Platinum card — no premium features
Full specifications
| Annual Fee | RM 333 |
| Fee Waiver | First year free; then waived with at least 12 swipes in the previous 12 months |
| Min Income | RM 4,166/month |
| Apply Online | Yes |
How does Public Bank Platinum MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Source: Public Bank's official product page. Annual fee checked against it on 7 Oct 2026; its fee waiver, minimum income and cashback or points figures were not all confirmed, so check them on that page. Product details and rates are subject to change — always confirm directly with the bank before applying.