Products ยท Credit Cards ยท Public Bank Platinum MasterCard

Public Bank
Public Bank Platinum MasterCard
3.3
Best for
Public Bank customers who want a standard Platinum MasterCard for higher credit limits without annual fee
Annual Fee
Free
Min. Income
RMย 4,166/mo
Pros
- Annual fee free with spend waiver
- MasterCard Platinum tier โ higher credit limit than Gold
- RM4,166/month income requirement
Cons
- No cashback
- No rewards programme
- Purely a transactional Platinum card โ no premium features
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free* |
| Min Income | RMย 4,166/month |
| Apply Online | Yes |
How does Public Bank Platinum MasterCard compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026