About money.com.my
Malaysia's live financial data hub — official BNM and DOSM data, updated daily, in formats you can actually use.
What we do
We pull the official data from Bank Negara Malaysia (BNM) and the Department of Statistics Malaysia (DOSM) — exchange rates, the Overnight Policy Rate, fixed deposit history, fuel prices, inflation figures — and present it in charts and calculators you can use to make decisions. Not six months ago. Today's data.
Then we write guides that explain what those numbers mean for your savings account, your loan, your EPF, and your monthly budget. The goal is simple: give you the data and the context so you can make your own call, without needing a financial advisor for every decision.
Our data sources
| Tool | Source | Updated |
|---|---|---|
| Exchange rate | BNM /exchange-rate API | Daily |
| OPR tracker | BNM /opr API + MPC decisions | Per MPC meeting |
| FD rate history | DOSM Interest Rates dataset | Monthly |
| Fuel price tracker | DOSM Fuel Price dataset | Weekly |
| Inflation calculator | DOSM CPI Headline dataset | Monthly |
Data is fetched server-side through a proxy to the official APIs. You can verify any figure against the original sources at api.bnm.gov.my and api.data.gov.my.
Editorial principles
We name specific products and rates
"Several banks offer competitive rates" tells you nothing. We name the banks, cite the current rates, and date the information. If rates change, we update the guide.
We include products that don't pay us
EPF, ASNB, and KWSP don't have affiliate programmes. We recommend them anyway, when they are the right answer. The fact that a product generates no commission for us does not reduce its visibility.
Affiliate relationships are disclosed on every page
When a guide contains affiliate links, a disclosure appears at the top. The disclosure is not buried in a footer or written in legal language. It says plainly that we may earn a commission if you apply.
Factual claims link to the original source
BNM OPR decisions, EPF contribution rates, LHDN tax brackets — anything that comes from a regulatory source links to the original publication. Not our interpretation. The source.
Guides are written for a specific decision, not general awareness
Every guide starts from a real question: Should I open a GX Bank account? How do I get my CCRIS report? What is the right FD tenor right now? We don't write topic surveys. We write decision guides.
How we fact-check our guides
Every guide on money.com.my is fact-checked against primary sources (Bank Negara Malaysia, Department of Statistics Malaysia, KWSP/EPF, LHDN) before publication. If you find an error, email hello@money.com.my — corrections are published with a dated amendment note.
Because money.com.my covers Your-Money-Your-Life topics, our editorial process requires named human review before publication. We are currently finalising the named editor credit; until then, every guide is fact-checked against the primary sources listed above using a documented process.
About our analysis section
money.com.my Analysis is an AI-assisted editorial format — original editorial analysis on Malaysian personal finance topics, reviewed for accuracy by our editorial process before publication.
Some analysis pieces include contributing perspectives from Adam Tan (Growth), Daniel Lim (Risk), and Sarah Abdullah (Action). These are editorial personas, not real individuals — they represent distinct analytical frames we apply to financial topics, not separate human writers. Every analysis piece passes through the same fact-checking process described above before publication.
What we are not
money.com.my is not a licensed financial advisor and nothing on this site constitutes financial advice. We present data and explain options. The decision is yours.
We are not affiliated with Bank Negara Malaysia, DOSM, or any bank. We use their publicly available APIs under standard terms. All product recommendations are independent of any commercial relationship unless explicitly disclosed.
Contact
For corrections, data errors, or editorial enquiries: hello@money.com.my
If a rate, figure, or fact in any guide is wrong or out of date, email us with the source and we will update within 48 hours.