CIMB Bank
CIMB Platinum Credit Card
Products · Credit Cards · CIMB Platinum Credit Card
Best for
New-to-credit earners who want a free entry Platinum card and are comfortable accumulating CIMB Points rather than earning cashback
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee permanently free
- RM2,000/month income threshold — very accessible
- CIMB Points earned on all spend — redeemable through CIMB rewards catalogue
Cons
- No cashback — CIMB Points redemption value is typically lower than equivalent cashback
- No standout travel, lifestyle, or lounge benefits at Platinum tier
- Outperformed by the Cash Rebate Platinum at the same income level for most spenders
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does CIMB Platinum Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Rates from CIMB Bank, verified 11 Apr 2026. Product details and rates are subject to change — always confirm directly with the bank before applying.