Products · Credit Cards · CIMB Platinum Credit Card
CIMB Bank
CIMB Platinum Credit Card
2.5
Best for
New-to-credit earners who want a free entry Platinum card and are comfortable accumulating CIMB Points rather than earning cashback
Annual Fee
Free
Min. Income
RM 2,000/mo
Pros
- Annual fee permanently free
- RM2,000/month income threshold — very accessible
- CIMB Points earned on all spend — redeemable through CIMB rewards catalogue
Cons
- No cashback — CIMB Points redemption value is typically lower than equivalent cashback
- No standout travel, lifestyle, or lounge benefits at Platinum tier
- Outperformed by the Cash Rebate Platinum at the same income level for most spenders
Full specifications
| Annual Fee | Free |
| Fee Waiver | Free |
| Min Income | RM 2,000/month |
| Apply Online | Yes |
How does CIMB Platinum Credit Card compare?
See how it stacks up against other credit cards from Malaysian banks.
Data sources:
- Aggregator: RinggitPlus listing
- Rates verified: 11 Apr 2026